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Credit History If you answer the following credit history questions accurately, you will get an indication of how a lender would rate your credit quality. The credit quality will give you an idea of what loan rates and programs your profile would be eligible for. The questions are ranked in the order of their importance to your rating. If you have not had a mortgage, you may skip the mortgage section. |
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How many '30 days late' mortgage payments have you had in the last 12 months? |
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How many '60 days late' mortgage payments have you had in the last 12 months? |
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How many '90 days late' mortgage payments have you had in the last 12 months? |
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Have you had a '30 days late' mortgage payment in the last 24 months? |
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If so, have you paid as agreed on the workout plan and your mortgage for the last 12 months? |
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Have you had any collections, judgments, tax liens, charge offs ,or delinquent property within the last two years ? |
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- If you have had any collections, judgments, tax liens, charge offs,or delinquent property in the last five years without six months of satisfactory payment:
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What is the condition of the property? |
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